Author Archive

My Favorite Money and Time Saving Websites

Next to the TV, DVD, flushing toilet, hot shower, computer and properly working automatic garage door, the internet is one of the best inventions ever. In fact, living in the desert as I do, I couldn’t get along without the internet. Even with the rising cost of internet service, the number of things it allows [...]

Beware of Fake IRS (Internal Revenue Service) Phishing Email Scams

Now that tax time is coming around, I’ve noticed an increase in tax related scam emails in  my inbox and spam folder. They come in various forms with different sender names and subjects, claiming to be important notifications about your taxpayer account, your tax refund, and new this year, your economic stimulus or bailout check.
By [...]

California Fires: Should We Have to Pay for the Choices of Others?

As most of you must know, the California wildfires have been getting worse with each passing year. According to Peter Sanders of the Wall Street Journal, fire season has barely begun, but in the past 3 weeks, the fires have consumed 631,000 acres of and $112 million in State funds. In the past 12 months, [...]

Basics for the Young, Single and Frugal

It is not easy to be young, single and frugal these days when designer clothing and accessories, iPods and Blackberrys are king, and being cool and having fun is dependent on how much money you can spend. Frugal is not a word often associated with the first 2 traits – young and single – and [...]

Discerning Luxury from Necessity

I’ve seen several threads on forums where individuals in debt have posted a general plea for help in reducing their debt and most people simply respond by telling them to cut spending. But how to cut spending and decide what to cut and what not to cut? This is where you have to discern luxuries [...]

Free Printable Templates: Miniature Flower, Treat, Gift or Decorative Baskets

These Miniature Gift Baskets are a part of our Freebies series of Printable Gifts and Accessories by Madoline Hatter. They are great for gifts, flowers, treats or decorative purposes.
These templates are provided for personal non-commercial use and may not be published elsewhere. If you want to share this with your friends, please link to this [...]

20 Minutes Can Save $180 & Tips for Receiving Better Customer Service

A few months ago, I received a letter from our ISP Charter Communications. The good news was that everyone in our area who subscribes to their High Speed Internet was getting upgraded to the 5 Meg service and we would be surfing [I forget how many] times faster than dial-up. The bad news was that [...]



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