Pecuniarities

I received the following comment today from a reader about my earlier post Simple Solutions to Staying Out of Debt:
“All good advice – sadly, it is harder than it sounds. But then again, the more you make the more you can spend, so figuring out how to live within your means is a lesson we [...]

Madoline and I live in fear of debt; that is one of the reasons we are so vigilant about saving money. We have witnessed firsthand the consequences of extravagant spending and debt (perhaps we will share these stories at a later time), and that is why we live the way we do. So how do [...]

It is generally accepted that buying in bulk is the best way to save money and the backbone of a frugal lifestyle. I do agree with this, but not for all things. With products and foods we regularly or quickly use and consume, I almost always buy in bulk without question. But there are cases [...]

I’ve seen several threads on forums where individuals in debt have posted a general plea for help in reducing their debt and most people simply respond by telling them to cut spending. But how to cut spending and decide what to cut and what not to cut? This is where you have to discern luxuries [...]

Back in the day when Madoline and I were concerned (or maybe obsessed is a better word) with weight loss and weight control, we would set restrictions for ourselves – daily caloric limit, no fat, no sugar, no carbohydrates, no wheat, etc., depending on the type of diet we were on. We were never really [...]