Pecuniarities

Reasons we use credit cards wherever and whenever we can, and how credit cards can earn you money.

In recent months, the subject of “too many credit cards” has frequently arisen on blogs and forums. I have even seen a post title saying that closing a credit card will immediately boost your credit score by 10 points. I don’t know if this is true; a quick search on Google didn’t turn up any [...]

Note: We are taking a short break from blogging this week and will be re-posting a few of our earlier articles that may not have been read by many of our current readers. If you have already read this article (and those few to come), we apologize for the repetition and assure you that we [...]

Many people blame credit cards and credit card companies for consumer debt. But only one person is responsible for your debt. You.

Last month, my rewards balance for my Amazon.com Credit Card reached 2,500 points, which meant I could redeem a $25 gift certificate. However, I decided to wait a month because I figured I could just redeem $50′s worth of gift certificates this month and save some hassle. When I logged into my rewards account yesterday, [...]

Expansion Difficulty/Complexity: Medium-Hard This is a credit card add-on for the game of Monopoly wherein players have both cash and credit and may opt to “charge” certain expenses in lieu of paying cash in order to keep the cash flow for investing in property and buildings. For being such a careful money saver in real [...]

The other day I posted a comment about how my sister and I share a Blue Cash Credit Card from American Express on Kevin’s post $327 in AMEX Cash Back Thus Far at No Debt Plan and he emailed me to ask out of curiosity why I share an account with my sister because it [...]