Pecuniarities

Featuring educational debt and debtor’s prison quotes from Charles Dickens’ novels as well as quality articles on debt, money management, personal experiences and more.

Madoline and I live in fear of debt; that is one of the reasons we are so vigilant about saving money. We have witnessed firsthand the consequences of extravagant spending and debt (perhaps we will share these stories at a later time), and that is why we live the way we do. So how do [...]

Expansion Difficulty/Complexity: Medium-Hard
This is a credit card add-on for the game of Monopoly wherein players have both cash and credit and may opt to “charge” certain expenses in lieu of paying cash in order to keep the cash flow for investing in property and buildings. For being such a careful money saver in real life, [...]

I received the following comment today from a reader about my earlier post Simple Solutions to Staying Out of Debt:
“All good advice – sadly, it is harder than it sounds. But then again, the more you make the more you can spend, so figuring out how to live within your means is a lesson we [...]

Expansions Difficulty/Complexity: Easy
This is a cash-free version of the game wherein all transactions are handled through personal checking accounts and recorded in individual check registers. Each player is responsible for his own account and must record all transactions – payment and receipt of rent, taxes, bribes, etc. in his check register.
Objective
To teach children (and some [...]

How procrastination unforeseen events and delays such as power outages and technology malfunction almost got me in trouble with my tax return.

The first ever Carnival of Pecuniary Delights featuring quality articles form 68 personal finance and frugality bloggers on saving, spending, personal finance, money management, investing, debt, credit, economy, career and more.