Pecuniarities

Enter now for a chance to win 1 of 2 prepaid access codes for TurboTax Premier Online. Contest ends 11:59PM PST Saturday, March 28, 2009. Pecuniarities is hosting Carnival of Debt Reduction and Carnival of Pecuniary Delights next week. Submit your posts for double carnival exposure and enter to win 2 cute piggy bank magnets!

Many people blame credit cards and credit card companies for consumer debt. But only one person is responsible for your debt. You.

While browsing the WiseBread Forums today, I came across an interesting thread in which a member asks: Is “Simple Living” Just Another Term for “Giving Up”?
Several members responded with various opinions:

There is a difference between simple living and forced poverty.
Not everyone enjoys the rat race.
It’s a choice.
It’s a form of retirement.
Some live the frugal [...]

This first writing project deals with the circumstances, people and events in our past which have led to our present financial habits. I proposed this topic as the first of our group writing project as I had been planning to write something about our background and why we live the way we do.
We are one [...]

I’ve seen several threads on forums where individuals in debt have posted a general plea for help in reducing their debt and most people simply respond by telling them to cut spending. But how to cut spending and decide what to cut and what not to cut? This is where you have to discern luxuries [...]

Welcome to the 188th Carnival of Personal Finance! Our theme for this week’s edition is Jane Austen, as I am a admirer of both her novels and the films based on her novels, which are graced throughout with witty commentary on society — and in particular, money and marriage.
If this is your first time here, [...]

It has been a busy week for us here at Our Fourpence Worth. We partipated in another PF Bloggers Network Group Writing Project, the topic of which was our Personal Experiences with Loans. We wrote about the first time we purchased a car on our own and got in a little trouble by being clueless [...]