Pecuniarities

I’ve seen several threads on forums where individuals in debt have posted a general plea for help in reducing their debt and most people simply respond by telling them to cut spending. But how to cut spending and decide what to cut and what not to cut? This is where you have to discern luxuries [...]

Having been operating an online business for the past 2.5 years, I have almost come to take my knowledge of mailing and shipping options for granted and consider it common knowledge. However, a recent incident at my local USPS Post Office made be realize that this is not the case and that a lot of [...]

An amusing excerpt from the popular novel Peter Pan by J.M. Barrie in which Mr. Darling calculates, upon the arrival of his children, and speculates whether he can afford to keep them.

Quite a few years ago, when P. Pince and I were starting out, we rented a tiny studio apartment. To make a little more space, we built a free standing loft over our beds where we had a computer, some little shelves and cabinets and one of those pouffes for a chair.
After moving into a [...]

Featuring educational debt and debtor’s prison quotes from Charles Dickens’ novels as well as quality articles on debt, money management, personal experiences and more.

Madoline and I lived in Los Angeles (in the San Fernando Valley) for a year and a half, during which time we went through a shopaholic phase followed by a phase of extreme frugality (described in Our Family Financial History). When we decided to be frugal, I learned a lot about free and low cost [...]

Merriam-Webster defines the word “vacation” as “a respite or a time of respite from something”. Well, if that “something” from which one is taking a respite is “peace and quiet” then I would have to agree with the definer. Otherwise, gathering from my 2 recent “vacations” (one to Disneyland, one [working] vacation to Las Vegas [...]