Pecuniarities

Many people blame credit cards and credit card companies for consumer debt. But only one person is responsible for your debt. You.

The difference between justification and optimism in spending money, the importance of fostering an awareness of indirect costs, and how taking a “free” offer when you don’t need it doesn’t make you smart.

Welcome to the The Old Money Edition of the Money Hacks Carnival! If this is your first time here, please have a look around and consider subscribing to our RSS feed. Be sure to also check out Festival of Frugality No. 139: The Michael Phelps Edition which was hosted here yesterday for more [...]

I recently learned an interesting and amusing fact concerning the relationship between psychology and money. While discussing pet names, my cousin—who has the happy name Felicity—mentioned that a favorite dog name among the Taiwanese is “Money”. The reason for this is that they like to call “Money come! Money come!” every day.
I quickly saw the [...]

My dog Luwi (“loo-vee” short for Ludwig) loves movies. Ever since he was a puppy, he has been fascinated with the television, especially scenes with animals or action. He would jump up on the TV and lick or bite the screen when he saw something exciting. Naturally, he was equally if not more captivated by [...]

Photo: John Edwards
Wise Bread is holding a $10 Amazon Gift Card Giveaway for a random answer to the above question and I thought it would be a good exercise for me.
Frankly my first reaction to this question was “There is no silver lining.” Our business sales are lower than ever so income is down while [...]

Making mistakes is part of the learning process. Just as with horsebackriding, where you must get right back in the saddle after a fall, when you slip and fall off your saving wagon, get back on and learn to avoid the making same mistake again.