Pecuniarities

Making your mortgage payment due January 1st in December can lower your income tax bill come April.

Pecuniarities participated in 3 blog carnivals last week.

The Carnival of Personal Finance #184: From the Land Down Under was hosted by Saving to Invest who spent his Christmas holidays in summery Australia. This edition included my post on our plans for a frugal Christmas: Frugal Christmas: Skipping the Tree and Presents This Year.
The 157th [...]

This is a re-post of one of our earliest articles first published February 27, 2008.
Conversion of a Common Coniferous Conundrum
When we moved into our own home, my sister and I decided to make our first Christmas a memorable one, which included the purchase of a 7 foot tall Christmas tree. Another occasion which came [...]

With Christmas almost upon us, here are some last minute gift bag templates for the eleventh hour shoppers and gift wrappers. The Small carrier bags measure approximately 4 1/2″ tall, and the Mini carrier bags 3 1/2″ if printed on an 8 1/2″ x 11″ piece of paper.
The images are large enough to be [...]

Here are some free printable templates for Holiday gift bags and tags designed by Madoline Hatter. Feel free to print them for your personal use. This is a snowflake design on various shades of blue background and includes carrier bags, treat bags and gift tags.
Suggestions: Gift tags can be printed on cardstock paper and tied [...]

The topic for this month’s PF Bloggers Group Writing Project is our Favorite Christmas Memories. My favorite memory is our first Christmas in our own house, which was 2006. We bought our house in November 2005, but we had to travel out of the country to attend a cousin’s wedding – actually we were bridesmaids [...]