Pecuniarities

Making your mortgage payment due January 1st in December can lower your income tax bill come April.

Pecuniarities participated in 3 blog carnivals last week.

The Carnival of Personal Finance #184: From the Land Down Under was hosted by Saving to Invest who spent his Christmas holidays in summery Australia. This edition included my post on our plans for a frugal Christmas: Frugal Christmas: Skipping the Tree and Presents This Year.
The 157th [...]

Here are some free printable templates for Holiday gift bags and tags designed by Madoline Hatter. Feel free to print them for your personal use. This is a snowflake design on various shades of blue background and includes carrier bags, treat bags and gift tags.
Suggestions: Gift tags can be printed on cardstock paper and tied [...]

The topic for this month’s PF Bloggers Group Writing Project is our Favorite Christmas Memories. My favorite memory is our first Christmas in our own house, which was 2006. We bought our house in November 2005, but we had to travel out of the country to attend a cousin’s wedding – actually we were bridesmaids [...]

Christmas is in the air and I am bundled up to resemble a fat penguin, wearing 4-5 layers, and huddled in front of a space heater as I type. The weather also forecasts snow for us tomorrow, which is somewhat rare as we live in the Mojave Desert in Southern California. Having grown up in [...]

I remember when I was very little, flipping through a very old book and seeing a craft project  for making toy soldiers with toilet paper tubes. The image has come to mind now and then and I got the idea to make printable toy soldiers. They come four on a page. Print on card stock [...]

Madoline and I have decided that in light of the economy, we’re not going to get a Christmas tree or presents for each other this year. Since being on our own, we have passed many a Christmas without a tree and found that we can enjoy it just as much. Now that we’re grown up, [...]