Comments on: It Never Hurts to Ask: Getting Late Fees Removed

By: cosmic mojo

cosmic mojo — Fri, 05 Jun 2009 19:38:26 +0000

If I get a late fee on my dentist’s bill, I ignore it and write a check for the amount due. They never send me an additional bill for the late fee alone. I pay him in full over a few months time and he is a bazillion times wealthier than I. He gets fair payment from me, so i feel no guilt refusing to pay his lates fees just cuz I held the bill for a few weeks til my next paycheck. Of couse, this will not work with Verizon. With a big company, you have to call and negotiate.

By: B Simple

B Simple — Thu, 04 Jun 2009 01:45:34 +0000

Its always a good idea to ask if a late fee can be waived especially if you always pay on time. I have done this a few times with my credit cards when a fee was accessed. If your nice and have a history of paying on time, you usually can get it waived. Thanks for sharing your story. B Simple’s last blog post..Simple Personal Financial Tips: What’s holding you back?

By: Kelly

Kelly — Tue, 02 Jun 2009 03:24:49 +0000

Comapnies will do anything to keep and create new fees to squeeze out everylast bit of money from the consumer. Itr is in their nature. The worse one can do is pay their entire balance off before the due datre each month which in escense is free money for the entire month Kelly’s last blog post..June 1st, 2009 - Today's QUESTRADE COUPONS

By: Questrade

Questrade — Sat, 30 May 2009 11:01:35 +0000

Your post is very good advice. Asking to have late fees removed applies across the baord. When i worked for a credit card company the most common thing was seeing people being charged late fees but they would alway sbe afraid to ask to waive them since i couldnt come out and directly say i will waive..if they just asked it would disappear. Granted when they have it waived it doesnt mean it wouldnt be reported on their credit report which i feel is worse but still atleast they saved money. So word to everyone...always ask to have it waived. and if they say no then hang up and call again for a new rep...it will work eventually. Questrade's...May 30th, 2009 - Today's QUESTRADE COUPONS

By: TGIF Round Up: No spend summer edition | Frugal Living Tips & Money Saving Ideas | Living Well on Less

Thu, 28 May 2009 22:54:24 +0000

[...] reminds us that sometimes getting out of late fees is as easy as asking. It never hurts to [...]

By: Health Insurance Guru

Health Insurance Guru — Tue, 26 May 2009 19:52:48 +0000

Cell phone and cable bills are the same way. So long as your nice, they may waive the fees. Health insurance providers don't charge any late fees, but your policy will lapse if the bill goes unpaid out of your grace period. Then you have to prove insurability again and this can be a problem if your health has changed. Health Insurance Guru’s last blog post..Health Care Reform and the Government

By: Rick Vaughn

Rick Vaughn — Tue, 26 May 2009 01:43:03 +0000

Thanks for sharing your story. It's amazing that companies still are slow to bill people. With the advent of the computer there is absolutely no reason to ever not get these out on time. What's even sadder is that some people are so passive aggressive that they will pay the $15 and not even question it. Amazing! Rick Vaughn’s last blog post..Benefit of Credit Unions