This month’s Group Writing Project is about Personal Experiences with Loans, so we’ll tell the story of our first, somewhat disastrous experience with loans, of how we got in trouble and rectified the situation.
In May 2003, when we moved from Hawaii, we lived in a tiny garage apartment in Hayward, CA (more about this in [...]
September 17th, 2008 | Posted in Finance, Frugality, Group Writing Project, Loans, PF Bloggers, Shopping | 1 Comment
I recently learned a very important lesson about the pitfalls of complacency. Since June 2004, we had been with an auto insurance company called South Coast Auto Insurance/Anchor General, which we had chosen for its competitive rates in the Los Angeles area. When we moved to a more remote area in December of 2005, we [...]
February 29th, 2008 | Posted in Finance, Frugality, Insurance, Pets | 2 Comments
Financial, health and moral reasons to slow down.
March 31st, 2009 | Posted in Ethics, Finance, Frugality, Health, Insurance, Personal Development | 7 Comments
When we moved into our house, we were thrilled to find wild rabbits frequently visiting our yard. We’re animal lovers, so while many people consider them pests, we don’t mind too much that they come and eat our sprouting grass and leave giant rabbit pellets all over our yard; we figure it’s good fertilizer. We [...]
July 5th, 2008 | Posted in General, Repairs | 3 Comments
These days, most companies (including banks and utility companies) have websites and online payment options. Those that don’t often accept payments by phone. If you are still using snail mail to pay your bills each month, you could be saving $60 or more, depending your number of bills, each year by switching to payments by [...]
February 15th, 2008 | Posted in Bills, Credit Cards, Finance, Frugality | 1 Comment
I’ve seen several threads on forums where individuals in debt have posted a general plea for help in reducing their debt and most people simply respond by telling them to cut spending. But how to cut spending and decide what to cut and what not to cut? This is where you have to discern luxuries [...]
March 4th, 2010 | Posted in Budgeting, Frugality, Hobbies | 7 Comments
The 2009 Entertainment Book – Great Savings on Dining, Shopping, Travel, Attractions, Movie Tickets & More!
I don’t often blog about sales, but this is one I couldn’t let slip by because it is such a good deal. My parents used to buy the Entertainment Book every year when I was a kid living in Hawaii, [...]
March 4th, 2009 | Posted in Deals and Promotions, Entertainment, Shopping, Travel | No Comments