Interesting Reads from Fellow Personal Finance Bloggers #5

Happy 5th of July, everyone! I hope you had a nice 4th. We just relaxed at home and ate yummy food (pizza with garlic, olives & feta cheese and Taiwanese style fried chicken, the recipe of which I plan to post here some time soon) and watched the Lost Episodes of the Lucy Show on [...]

Announcement: Our Fourpence Worth Store

We would like to announce the opening of Our Fourpence Worth Store, a subsection of our CafePress store Mozartini, which features original artwork by our in-house artist Madoline Hatter on all of our merchandise. Readers who enjoy or feel they have benefited from our articles can help support the continued running of this blog by [...]

About This Blog

 About This Blog  >>  More About Us  >>  Ludwig and Wolfgang  >>  Our Shop We are 2 sisters in our mid-late twenties who discovered the concept of frugality several years ago when we quit our full-time jobs in Hawaii where good employment is scarce, and moved to California in search of a way of life that would allow us to work [...]

The Frugal Literate’s Guide to Affordable Reading

Reading is one of the most frugal hobbies in existence, and is something, in my opinion, that everyone should do. Not only is it entertaining, but it can be beneficial and educational in many ways. In fact, reading is (along with watching period films based on classic literature) Madoline’s and my favorite hobby, and when [...]

Why I Will Not Change My Mindset, Plus the Difference Between Justifying and Being Optimistic About Spending

The difference between justification and optimism in spending money, the importance of fostering an awareness of indirect costs, and how taking a “free” offer when you don’t need it doesn’t make you smart.

Friday Fun: Meme Me! 7 Things You Didn’t Know About Me (Penelope Pince)

OK, I know the word “meme” is supposed to be a noun, but I couldn’t help myself. If you know my blog’s name, you know that I love to play with words. I coined – pun intended – the word “pecuniarities” one night and just had to change my blog’s name. Besides, if “friend” can be [...]

From Pennies One Million Dollars Grow

Original artwork by Madoline Hatter available on a variety of merchandise at Mozartini As we learn in grade school science, everything on this Earth is composed of many smaller things, which in turn are composed of even smaller things, etc., etc., etc. The same principle applies to finance and fortune. I have often read or [...]


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