Pecuniarities

The difference between justification and optimism in spending money, the importance of fostering an awareness of indirect costs, and how taking a “free” offer when you don’t need it doesn’t make you smart.

Use your brain to help you save money. Take a few moments out of your day to think about the things you do and what you could change or do instead to save money while still accomplishing the same or improved results.

Tiny leaks and evaporation put a constant drain on your resources. As discussed in our previous post, From Pennies One Million Dollars Grow, a few cents saved here and there can add up to be a significant amount. Here we offer 101 suggestions for plugging expenditures in various aspects of your life – around the [...]

Our Fourpence Worth participated in the Festival of Frugality #140: The Frugal Quotes Edition hosted at the beautifully designed FIRE Finance with our post Save by Not Saving on These Things by Madoline Hatter.
My favorite frugal quote from this edition was:
“The best way to save money is not to lose it.” – Les Williams
One of [...]

Dissolution is a fact of life: that things naturally break down into smaller and smaller parts until they virtually do not exist. It is the same with money. A newborn $20 bill from the ATM is beautiful and full of potential. As it is used, the bill is broken into many smaller bills and the [...]

An introduction to frugal living with basic tips for saving money in everyday life.

For years, savvy travelers have been booking flights as many as 6 months ahead of time to take advantage of early booking discounts. This year, however, what used to be a smart move could end up costing travelers more money as airlines begin to cut back and cancel flights this fall. According to Airline Cuts [...]