Simple Solutions to Staying Out of Debt

Madoline and I live in fear of debt; that is one of the reasons we are so vigilant about saving money. We have witnessed firsthand the consequences of extravagant spending and debt (perhaps we will share these stories at a later time), and that is why we live the way we do. So how do [...]

Closing Your Credit Cards Can Hurt Your FICO Score

In recent months, the subject of “too many credit cards” has frequently arisen on blogs and forums. I have even seen a post title saying that closing a credit card will immediately boost your credit score by 10 points. I don’t know if this is true; a quick search on Google didn’t turn up any [...]

Dealing with Authority Figures: A Respectful Attitude Can Save Money

How showing respect and being polite when dealing with authority figures could save you from disciplinary actions. Story of my encounter with a police officer who pulled me over concluded with him giving me a benevolent warning to slow down and wishing me a nice day.

Joint Accounts to Maximize Cash Back and savings Interest Earnings

The other day I posted a comment about how my sister and I share a Blue Cash Credit Card from American Express on Kevin’s post $327 in AMEX Cash Back Thus Far at No Debt Plan and he emailed me to ask out of curiosity why I share an account with my sister because it [...]

Tuning Your Own Piano: A Skill With Many Unexpected Benefits

Because we mentioned learning to tune your piano as a way to save money, I will briefly introduce the topic in this post. For actual tuning instructions, theory, and technique, there are enough websites and manuals available that I think there is little point in repeating that information here (my favorite sources may he found [...]

Language Lesson ~ Finance: A Fine Word

These days, the word “finance” is generally accepted to mean something like “the management of money,” and while “management of money” doesn’t sound quite so bad, the word itself (“finance” or even worse, the plural “finances”) often seems accompanied by a host of psychological and emotional effects including but not limited to: fear, dread, confusion, [...]

No Year’s Resolution

I know this seems strange considering that I am currently holding a 2009 Financial Resolutions Blog Contest, but I don’t do new year’s resolutions anymore. Sure I still make general decisions/goals/plans/etc. for my life, but I no longer pin them down to specific years. In years past I have set new years resolutions only to [...]


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