The Library Card: Your Other “Rewards Credit Card”

I have been a huge fan of libraries since I was in grade school. Being an avid reader, I would have gone bankrupt years ago had I had to purchase every single book I’ve ever read. Whenever we have moved to a new city, the first thing I always looked up even before moving there [...]

Frugal, Fun and Productive Summer Activities

For the lucky few who have extra leisure time this summer, I thought I’d put together some suggestions for productive and fun activities that will help enhance your personal, academic and/or professional life. Some of these suggestions are addressed as if to young people (students, adolescents, etc.) but can also apply to grown-ups.
My suggestions are [...]

Free Printable Templates: Dairy Cow Milk Cartons (Black, Brown, Tan & White)

I have to admit that I am quite proud of my newest idea for free printables. These milk cartons with dairy cow prints are perfect for gift boxes, decoration, or storage. If putting cookies and treats in these cartons, be sure to choose a non toxic glue like Elmer’s Glue. Using a glue stick to [...]

Finance Fiesta No. 3: The Spanish Money Proverbs Edition

If this is your first time here, please consider subscribing to our RSS Feed to receive tips on frugal living, personal finance and saving money in everyday life. (We have just begun publishing a new series of Monopoly Financial Education Game Expansions for teaching players about personal finance, money management and investing principles and will [...]

More About Us

About This Blog  >>  More About Us  >>  Ludwig and Wolfgang  >>  Our Shop
We (2 sisters, ages 27 and 28 as of this writing) were born in San Francisco, CA, grew up in Japan, Taiwan and Hawaii where we lived for 16 years until after graduating from college. One of us has a B.A. in Vocal Music Performance and the other [...]

About This Blog

 About This Blog  >>  More About Us  >>  Ludwig and Wolfgang  >>  Our Shop
We are 2 sisters in our mid-late twenties who discovered the concept of frugality several years ago when we quit our full-time jobs in Hawaii where good employment is scarce, and moved to California in search of a way of life that would allow us to work for [...]

Don’t Spend that Tax Rebate Just Yet

I participate in a couple of online forums where members have been eagerly discussing the various ways in which they plan to spend their tax rebates this year — $300 for retirees, $600 for most individuals, $1,200 for married couples and $300 for each child per family. While some have spoken of saving it or [...]



39 queries. 1.549 seconds