Joint Accounts to Maximize Cash Back and savings Interest Earnings

The other day I posted a comment about how my sister and I share a Blue Cash Credit Card from American Express on Kevin’s post $327 in AMEX Cash Back Thus Far at No Debt Plan and he emailed me to ask out of curiosity why I share an account with my sister because it [...]

The Benefits of Deprivation: 10 Days Without Air Conditioning and Counting! Plus Tips for Staying Cool

When our A/C went out two Sundays ago, my first reaction was panic. We live in the desert where we have been experiencing triple digit temperatures and we have esteemed air conditioning as one of the dire necessities of life. So when our central air went out last weekend, my first thought was that we [...]

Monopoly Game Expansion #4: Personal Credit Card Account

Expansion Difficulty/Complexity: Medium-Hard
This is a credit card add-on for the game of Monopoly wherein players have both cash and credit and may opt to “charge” certain expenses in lieu of paying cash in order to keep the cash flow for investing in property and buildings. For being such a careful money saver in real life, [...]

Monopoly Game Expansion #3: Certificate of Deposit

Expansion Difficulty/Complexity: Medium-Easy
This Certificate of Deposit was the second expansion we created for the game (invented by Madoline) of Monopoly. After the Lottopoly (coming soon), I find this to be the most fun. The interest rates are rather high compared to real-life CD’s, but they help to illustrate the point that investing pays off, [...]

Make Your January 1, 2009 Home Mortgage Payment Today to Cut Your 2008 Taxes

Making your mortgage payment due January 1st in December can lower your income tax bill come April.

101 Ways to Save Money in Your Everyday Life

Tiny leaks and evaporation put a constant drain on your resources. As discussed in our previous post, From Pennies One Million Dollars Grow, a few cents saved here and there can add up to be a significant amount. Here we offer 101 suggestions for plugging expenditures in various aspects of your life – around the [...]

From Pennies One Million Dollars Grow

Original artwork by Madoline Hatter available on a variety of merchandise at Mozartini
As we learn in grade school science, everything on this Earth is composed of many smaller things, which in turn are composed of even smaller things, etc., etc., etc. The same principle applies to finance and fortune. I have often read or heard [...]



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