Pecuniarities

I’ve seen several threads on forums where individuals in debt have posted a general plea for help in reducing their debt and most people simply respond by telling them to cut spending. But how to cut spending and decide what to cut and what not to cut? This is where you have to discern luxuries [...]

How procrastination unforeseen events and delays such as power outages and technology malfunction almost got me in trouble with my tax return.

Financial, health and moral reasons to slow down.

Tiny leaks and evaporation put a constant drain on your resources. As discussed in our previous post, From Pennies One Million Dollars Grow, a few cents saved here and there can add up to be a significant amount. Here we offer 101 suggestions for plugging expenditures in various aspects of your life – around the [...]

While gifts are a great way to show that you care, an important thing to keep in mind is that most mothers and grandmothers would probably prefer to spend quality time with their families on Mother’s Day rather than receive a fancy and expensive gift. The most frugal and meaningful gift would therefore be a [...]

I would like to introduce to you today the foremost of money saving tips: staying home. I am not talking about staying in instead of going to a movie on a Friday night, but something much more fundamental and often overlooked. Allowing this philosophy and the following ideas a permanent space in your consciousness is [...]

We received the following letter from our County Assessor-Recorder the day before yesterday. At first I was afraid to open it, thinking it was bad news. Well, it did turn out to be bad news … but with every cloud comes a silver lining…
Dear Taxpayer:
As a result of the decline in value of the local [...]