Pecuniarities

Making your mortgage payment due January 1st in December can lower your income tax bill come April.

It is not easy to be young, single and frugal these days when designer clothing and accessories, iPods and Blackberrys are king, and being cool and having fun is dependent on how much money you can spend. Frugal is not a word often associated with the first 2 traits – young and single – and [...]

Money on the Mind: Social and Psychological Ramifications
I came across an interesting article on MSN Money last night titled Does money make you mean? which described a study conducted on a group of subjects who had been preconditioned to have money on their minds when various experiments were conducted. The study found that those with [...]

I’ve seen several threads on forums where individuals in debt have posted a general plea for help in reducing their debt and most people simply respond by telling them to cut spending. But how to cut spending and decide what to cut and what not to cut? This is where you have to discern luxuries [...]

The topic for this month’s PF Bloggers Group Writing Project, “Poorest Time of Your Life” which was decided about 5 months ago, comes at a somewhat inopportune time. When our group picked out these topics, whoever it was that suggested this topic must have thought that we must all be in a position where the [...]

While going through my piles of unopened mail (mostly bills) the other day, I decided I’d had enough and finally took the plunge into the world of Paperless Billing and Statements. Even though I’ve been fully online – shopping, selling, socializing, banking and bill paying – for years now, for some reason, I’d always felt [...]

We received the following letter from our County Assessor-Recorder the day before yesterday. At first I was afraid to open it, thinking it was bad news. Well, it did turn out to be bad news … but with every cloud comes a silver lining…
Dear Taxpayer:
As a result of the decline in value of the local [...]