Discerning Luxury from Necessity

I’ve seen several threads on forums where individuals in debt have posted a general plea for help in reducing their debt and most people simply respond by telling them to cut spending. But how to cut spending and decide what to cut and what not to cut? This is where you have to discern luxuries [...]

Poorest Time of Our Lives

The topic for this month’s PF Bloggers Group Writing Project, “Poorest Time of Your Life” which was decided about 5 months ago, comes at a somewhat inopportune time. When our group picked out these topics, whoever it was that suggested this topic must have thought that we must all be in a position where the [...]

Switching to Paperless Statements to Save Money, Time and the Planet

While going through my piles of unopened mail (mostly bills) the other day, I decided I’d had enough and finally took the plunge into the world of Paperless Billing and Statements. Even though I’ve been fully online – shopping, selling, socializing, banking and bill paying – for years now, for some reason, I’d always felt [...]

Dear Taxpayer: Good News! Your Property Tax Has Decreased … P.S. So Has Your Property Value

We received the following letter from our County Assessor-Recorder the day before yesterday. At first I was afraid to open it, thinking it was bad news. Well, it did turn out to be bad news … but with every cloud comes a silver lining… Dear Taxpayer: As a result of the decline in value of [...]

Carnival of Pecuniary Delights No. 1: The Madoline Hatter Pecuniary Art Edition

The first ever Carnival of Pecuniary Delights featuring quality articles form 68 personal finance and frugality bloggers on saving, spending, personal finance, money management, investing, debt, credit, economy, career and more.

Carnival of Personal Finance No. 188: The Jane Austen Edition

Welcome to the 188th Carnival of Personal Finance! Our theme for this week’s edition is Jane Austen, as I am a admirer of both her novels and the films based on her novels, which are graced throughout with witty commentary on society — and in particular, money and marriage. If this is your first time [...]

Finance Fiesta No. 3: The Spanish Money Proverbs Edition

If this is your first time here, please consider subscribing to our RSS Feed to receive tips on frugal living, personal finance and saving money in everyday life. (We have just begun publishing a new series of Monopoly Financial Education Game Expansions for teaching players about personal finance, money management and investing principles and will [...]


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