Pecuniarities

Many of us who have been practicing the frugal lifestyle already know about the ability to borrow books, audiobooks, movies, music, software (maybe not all libraries), etc. for free from our local libraries. But it occurs to me that fewer people might be aware of the many more resources available online through our libraries’ websites. [...]

Reading is one of the most frugal hobbies in existence, and is something, in my opinion, that everyone should do. Not only is it entertaining, but it can be beneficial and educational in many ways. In fact, reading is (along with watching period films based on classic literature) Madoline’s and my favorite hobby, and when [...]

Making mistakes is part of the learning process. Just as with horsebackriding, where you must get right back in the saddle after a fall, when you slip and fall off your saving wagon, get back on and learn to avoid the making same mistake again.

As an online business owner as well as a regular citizen of a very small city with only one small Post Office, I have had my share of issues with our local Post Office. However, I thought I’d contribute a positive post on USPS today to share some good experiences, info on free USPS services [...]

In days of old when I was much less informed in financial matters (not that I’m a financial whiz now, but I have improved a little), I used to think credit unions weren’t real “banks” or weren’t as good as banks — sort of like community colleges vs. universities. Well, in a way I was [...]

Hold a “Financial Lent” or fast to see what luxuries you can live without and how much money you can save by cutting back or giving it up altogether.

This is a method I have successfully used year after year on a very clever horse. If you follow my example, do so at your own risk and not on a horse that is extremely prone to panic. Do not do this when the horse is tied. Also remember first to take the little cap [...]