Pecuniarities

I would like to introduce to you today the foremost of money saving tips: staying home. I am not talking about staying in instead of going to a movie on a Friday night, but something much more fundamental and often overlooked. Allowing this philosophy and the following ideas a permanent space in your consciousness is [...]

Do you have a daily indulgence that seems so trivial in cost that you see no harm in continuing to … well, indulge in it? Perhaps a Starbucks habit, eating lunch out, a pack of cigarettes, a candy bar, buying a daily newspaper from a newstand, etc.? Or not even a daily habit but a [...]

If you make money working on your own, such as blogging with Google AdSense, Amazon Associates, etc., you will very likely have received a Form 1099-MISC for miscellaneous income by the beginning of February. And you will need to file and pay self-employment tax. The first year I had to file self-employment tax, I was [...]

Reasons we use credit cards wherever and whenever we can, and how credit cards can earn you money.

Each time I have gone to the grocery store (every 2-4 weeks) in the past few months, prices have been higher than my previous visit. For two consecutive months, our propane company has raised the cost of propane – first from $2.58 per gallon, to $3.10 2 months ago, to $3.32 this month. Our cable [...]

 About This Blog  >>  More About Us  >>  Ludwig and Wolfgang  >>  Our Shop We are 2 sisters in our mid-late twenties who discovered the concept of frugality several years ago when we quit our full-time jobs in Hawaii where good employment is scarce, and moved to California in search of a way of life that would allow us to work [...]

Merriam-Webster defines the word “vacation” as “a respite or a time of respite from something”. Well, if that “something” from which one is taking a respite is “peace and quiet” then I would have to agree with the definer. Otherwise, gathering from my 2 recent “vacations” (one to Disneyland, one [working] vacation to Las Vegas [...]