No Year’s Resolution

I know this seems strange considering that I am currently holding a 2009 Financial Resolutions Blog Contest, but I don’t do new year’s resolutions anymore. Sure I still make general decisions/goals/plans/etc. for my life, but I no longer pin them down to specific years.
In years past I have set new years resolutions only to forget [...]

The Benefits of Deprivation: 10 Days Without Air Conditioning and Counting! Plus Tips for Staying Cool

When our A/C went out two Sundays ago, my first reaction was panic. We live in the desert where we have been experiencing triple digit temperatures and we have esteemed air conditioning as one of the dire necessities of life. So when our central air went out last weekend, my first thought was that we [...]

Thinking inside the box: Some Uses for Cardboard Cartons

When you purchase food, you are paying not only for the part of the product you intend to eat but also for the packaging, the bags, wrappers, and boxes which usually go straight in the trash. While plastic wrap and bags have little use beyond stuffing them full of trash, cardboard food cartons have a [...]

My Favorite Money and Time Saving Websites

Next to the TV, DVD, flushing toilet, hot shower, computer and properly working automatic garage door, the internet is one of the best inventions ever. In fact, living in the desert as I do, I couldn’t get along without the internet. Even with the rising cost of internet service, the number of things it allows [...]

California Fires: Should We Have to Pay for the Choices of Others?

As most of you must know, the California wildfires have been getting worse with each passing year. According to Peter Sanders of the Wall Street Journal, fire season has barely begun, but in the past 3 weeks, the fires have consumed 631,000 acres of and $112 million in State funds. In the past 12 months, [...]

Discerning Luxury from Necessity

I’ve seen several threads on forums where individuals in debt have posted a general plea for help in reducing their debt and most people simply respond by telling them to cut spending. But how to cut spending and decide what to cut and what not to cut? This is where you have to discern luxuries [...]

Poorest Time of Our Lives

The topic for this month’s PF Bloggers Group Writing Project, “Poorest Time of Your Life” which was decided about 5 months ago, comes at a somewhat inopportune time. When our group picked out these topics, whoever it was that suggested this topic must have thought that we must all be in a position where the [...]



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