Uses for Expired Cosmetics, Lotions and Other Beauty and Personal Products

It is generally understood that cosmetics should not be used longer than 6 months because they get contaminated with bacteria and other substances. Instead of throwing away your cosmetics upon reaching a certain date, try some of the following. Uses for Expired Cosmetics, Lotions and Other Beauty and Personal Products

Why Credit Unions Instead of Banks

In days of old when I was much less informed in financial matters (not that I’m a financial whiz now, but I have improved a little), I used to think credit unions weren’t real “banks” or weren’t as good as banks — sort of like community colleges vs. universities. Well, in a way I was [...]

Friday Fun: Meme Me! 7 Things You Didn’t Know About Me (Penelope Pince)

OK, I know the word “meme” is supposed to be a noun, but I couldn’t help myself. If you know my blog’s name, you know that I love to play with words. I coined – pun intended – the word “pecuniarities” one night and just had to change my blog’s name. Besides, if “friend” can be [...]

Yes, Dogs Can Catch Colds … and it’s Messy

When we brought Sophie home, we gave her a baby-wipe bath (she couldn’t have a real bath as she had recently been spayed) because she was so dirty from being at the animal shelter. As soon as we finished cleaning her up, she began sneezing. A couple of days later, after being licked about the [...]

The Benefits of Deprivation: 10 Days Without Air Conditioning and Counting! Plus Tips for Staying Cool

When our A/C went out two Sundays ago, my first reaction was panic. We live in the desert where we have been experiencing triple digit temperatures and we have esteemed air conditioning as one of the dire necessities of life. So when our central air went out last weekend, my first thought was that we [...]

Monopoly Game Expansion #4: Personal Credit Card Account

Expansion Difficulty/Complexity: Medium-Hard This is a credit card add-on for the game of Monopoly wherein players have both cash and credit and may opt to “charge” certain expenses in lieu of paying cash in order to keep the cash flow for investing in property and buildings. For being such a careful money saver in real [...]

My Favorite Money and Time Saving Websites

Next to the TV, DVD, flushing toilet, hot shower, computer and properly working automatic garage door, the internet is one of the best inventions ever. In fact, living in the desert as I do, I couldn’t get along without the internet. Even with the rising cost of internet service, the number of things it allows [...]


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