Basics for the Young, Single and Frugal

It is not easy to be young, single and frugal these days when designer clothing and accessories, iPods and Blackberrys are king, and being cool and having fun is dependent on how much money you can spend. Frugal is not a word often associated with the first 2 traits – young and single – and [...]

What’s the silver lining in this recession?

Photo: John Edwards
Wise Bread is holding a $10 Amazon Gift Card Giveaway for a random answer to the above question and I thought it would be a good exercise for me.
Frankly my first reaction to this question was “There is no silver lining.” Our business sales are lower than ever so income is down while [...]

Carnival of Debt Reduction No. 185: The Charles Dickens Debtor’s Prison Edition

Featuring educational debt and debtor’s prison quotes from Charles Dickens’ novels as well as quality articles on debt, money management, personal experiences and more.

Is “Simple Living” Just Another Term for “Giving Up?”

While browsing the WiseBread Forums today, I came across an interesting thread in which a member asks: Is “Simple Living” Just Another Term for “Giving Up”?
Several members responded with various opinions:

There is a difference between simple living and forced poverty.
Not everyone enjoys the rat race.
It’s a choice.
It’s a form of retirement.
Some live the frugal [...]

Frugal, Fun and Productive Summer Activities

For the lucky few who have extra leisure time this summer, I thought I’d put together some suggestions for productive and fun activities that will help enhance your personal, academic and/or professional life. Some of these suggestions are addressed as if to young people (students, adolescents, etc.) but can also apply to grown-ups.
My suggestions are [...]

Resisting the Urge to Splurge

I received the following comment today from a reader about my earlier post Simple Solutions to Staying Out of Debt:
“All good advice – sadly, it is harder than it sounds. But then again, the more you make the more you can spend, so figuring out how to live within your means is a lesson we [...]

Carnival of Pecuniary Delights No. 24: Friends Edition

Welcome to the 24th Edition of the Carnival of Pecuniary Delights! If you are unfamiliar with this fairly new carnival, this carnival is for bloggers, blog readers and anyone interested in financial and frugal reading. Visit the Carnival of Pecuniary Delights page to learn more.
Looking for Blog Carnival Hosts
We are looking for personal finance, frugal [...]



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