Pecuniarities

The difference between justification and optimism in spending money, the importance of fostering an awareness of indirect costs, and how taking a “free” offer when you don’t need it doesn’t make you smart.

Many people blame credit cards and credit card companies for consumer debt. But only one person is responsible for your debt. You.

It has been a good week for us here at Pecuniarities and I am really excited about some new changes. Here they be (yes, I have been watching Pirates of the Caribbean – the first one – one of Madoline’s and my favorite movies.)
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We would like to thank Karen Datko of MSN Money Central’s Smart Spending for the mention on our recent post: Economical Pet and Child Safe Ways to Repel and Kill Ants, Spiders and Other Insects.
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Making mistakes is part of the learning process. Just as with horsebackriding, where you must get right back in the saddle after a fall, when you slip and fall off your saving wagon, get back on and learn to avoid the making same mistake again.

The first ever Carnival of Pecuniary Delights featuring quality articles form 68 personal finance and frugality bloggers on saving, spending, personal finance, money management, investing, debt, credit, economy, career and more.

Don’t take “Free” things at face value. Remember the hidden and indirect costs such as gas, time, gratuity as well as applicable terms and conditions.