Why I Will Not Change My Mindset, Plus the Difference Between Justifying and Being Optimistic About Spending

The difference between justification and optimism in spending money, the importance of fostering an awareness of indirect costs, and how taking a “free” offer when you don’t need it doesn’t make you smart.

Who’s to Blame for Your Spending? You or You?

Many people blame credit cards and credit card companies for consumer debt. But only one person is responsible for your debt. You.

Welcome MSN Money Central Smart Spending Readers!

We would like to thank Karen Datko of MSN Money Central’s Smart Spending for the mention on our recent post: Economical Pet and Child Safe Ways to Repel and Kill Ants, Spiders and Other Insects.
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101 Ways to Save Money in Your Everyday Life

Tiny leaks and evaporation put a constant drain on your resources. As discussed in our previous post, From Pennies One Million Dollars Grow, a few cents saved here and there can add up to be a significant amount. Here we offer 101 suggestions for plugging expenditures in various aspects of your life – around the [...]

Carnival of Pecuniary Delights No. 1: The Madoline Hatter Pecuniary Art Edition

The first ever Carnival of Pecuniary Delights featuring quality articles form 68 personal finance and frugality bloggers on saving, spending, personal finance, money management, investing, debt, credit, economy, career and more.

It Saves to Be Nice Part 4: How to Save Money by Helping Businesses Keep Operating Costs Down

Being considerate of businesses’ operating costs can potentially save you money.

Financial Lent: A Frugal Fast to See What You Can Live Without

Hold a “Financial Lent” or fast to see what luxuries you can live without and how much money you can save by cutting back or giving it up altogether.



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