Pecuniarities

This past Saturday, I decided to get some air and take a leisurely stroll out to the mailbox at dusk to see if any goodies had come in the mail. However, I was very unpleasantly surprised to find that I had somehow missed a payment on our water bill and received a $15 penalty.
Our city’s [...]

These days, most companies (including banks and utility companies) have websites and online payment options. Those that don’t often accept payments by phone. If you are still using snail mail to pay your bills each month, you could be saving $60 or more, depending your number of bills, each year by switching to payments by [...]

An introduction to frugal living with basic tips for saving money in everyday life.

Heating water in the microwave to use for cooking with other appliances can reduce energy costs by shaving minutes off cooking time.

Original artwork by Madoline Hatter available on a variety of merchandise at Mozartini
As we learn in grade school science, everything on this Earth is composed of many smaller things, which in turn are composed of even smaller things, etc., etc., etc. The same principle applies to finance and fortune. I have often read or heard [...]

When our A/C went out two Sundays ago, my first reaction was panic. We live in the desert where we have been experiencing triple digit temperatures and we have esteemed air conditioning as one of the dire necessities of life. So when our central air went out last weekend, my first thought was that we [...]

Vinegar is the frugally-, environmentally- and health-minded person’s best friend. Vinegar derives its potency from acetic acid, CH3COOH. The acidic nature of vinegar gives it the ability to kill bacteria, dissolve unwanted substances, and kill and deter insects and pests. Keep in mind that vinegar will corrode certain metals if not wiped away promptly. Because [...]