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	<title>Comments on: The No-Budget System</title>
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	<link>http://pecuniarities.com/the-no-budget-system/140</link>
	<description>'Tis not a crime to pinch a penny</description>
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		<title>By: Abigail</title>
		<link>http://pecuniarities.com/the-no-budget-system/140/comment-page-1#comment-5340</link>
		<dc:creator>Abigail</dc:creator>
		<pubDate>Wed, 13 May 2009 22:44:54 +0000</pubDate>
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		<description>For people with the right attitude, I think this is FAR better. (Incidentally, you do realize that 1,200 calories a day minus a five mile run equals starvation, right???)

That said, I&#039;m finding that our budget (an actual, numerical amount, which is relatively new, though I have always watched our spending and kept it down as much as possible) keep sme on track. Instead of thinking, &quot;I have X left, how much can I spend?&quot; I think, &quot;I have X left... Do I really want to spend it now?&quot; If it&#039;s in the early part of the week, that&#039;s great. If it&#039;s later in the week, I often think, &quot;Well, I have X left... But what if I could manage not to spend it? What if I could come in under budget?&quot; (Which, incidentally, how I think about diets, too, which is more dangerous. &quot;Hey, if I eat 1,500 calories a day plus work out, I could lose 1.5 lbs/week. So if I eat 1,200 calories a day...&quot; I&#039;m working on it.)

This works for me. And it calms my guilty conscience about spending when we&#039;re so sick/exhausted/whatever to cook and need to order in. Which happens more than I&#039;d like. But that&#039;s what happens when two people with chronic illnesses marry, I suppose. Still, it reminds me that it&#039;s in the budget. So it&#039;s not something to constantly beat myself up over. I prefer to spend nothing. But when that&#039;s not possible, I take comfort in just finding that I don&#039;t spend every penny each week.

&lt;abbr&gt;&lt;em&gt;Abigail’s last blog post..&lt;a href=&quot;http://feedproxy.google.com/~r/IPickUpPennies/~3/DoiNd1Tr06g/60-weight-loss-nanny.html&quot; rel=&quot;nofollow&quot;&gt;The $60 weight-loss nanny&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>For people with the right attitude, I think this is FAR better. (Incidentally, you do realize that 1,200 calories a day minus a five mile run equals starvation, right???)</p>
<p>That said, I&#8217;m finding that our budget (an actual, numerical amount, which is relatively new, though I have always watched our spending and kept it down as much as possible) keep sme on track. Instead of thinking, &#8220;I have X left, how much can I spend?&#8221; I think, &#8220;I have X left&#8230; Do I really want to spend it now?&#8221; If it&#8217;s in the early part of the week, that&#8217;s great. If it&#8217;s later in the week, I often think, &#8220;Well, I have X left&#8230; But what if I could manage not to spend it? What if I could come in under budget?&#8221; (Which, incidentally, how I think about diets, too, which is more dangerous. &#8220;Hey, if I eat 1,500 calories a day plus work out, I could lose 1.5 lbs/week. So if I eat 1,200 calories a day&#8230;&#8221; I&#8217;m working on it.)</p>
<p>This works for me. And it calms my guilty conscience about spending when we&#8217;re so sick/exhausted/whatever to cook and need to order in. Which happens more than I&#8217;d like. But that&#8217;s what happens when two people with chronic illnesses marry, I suppose. Still, it reminds me that it&#8217;s in the budget. So it&#8217;s not something to constantly beat myself up over. I prefer to spend nothing. But when that&#8217;s not possible, I take comfort in just finding that I don&#8217;t spend every penny each week.</p>
<p><abbr><em>Abigail’s last blog post..<a href="http://feedproxy.google.com/~r/IPickUpPennies/~3/DoiNd1Tr06g/60-weight-loss-nanny.html" rel="nofollow">The $60 weight-loss nanny</a></em></abbr></p>
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		<title>By: Carnival of Personal Finance # 145: Baby Education Edition &#124; Million Dollar Journey</title>
		<link>http://pecuniarities.com/the-no-budget-system/140/comment-page-1#comment-55</link>
		<dc:creator>Carnival of Personal Finance # 145: Baby Education Edition &#124; Million Dollar Journey</dc:creator>
		<pubDate>Mon, 24 Mar 2008 13:21:24 +0000</pubDate>
		<guid isPermaLink="false">http://pecuniarities.com/the-no-budget-system/140#comment-55</guid>
		<description>[...] from Our Fourpence Worth presents The No-Budget System, and says, &quot;This article suggests that depending on types of individuals, not having a budget [...]</description>
		<content:encoded><![CDATA[<p>[...] from Our Fourpence Worth presents The No-Budget System, and says, &quot;This article suggests that depending on types of individuals, not having a budget [...]</p>
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		<title>By: Weekend wrap-up &#124; Pinching Copper</title>
		<link>http://pecuniarities.com/the-no-budget-system/140/comment-page-1#comment-50</link>
		<dc:creator>Weekend wrap-up &#124; Pinching Copper</dc:creator>
		<pubDate>Sat, 22 Mar 2008 10:02:01 +0000</pubDate>
		<guid isPermaLink="false">http://pecuniarities.com/the-no-budget-system/140#comment-50</guid>
		<description>[...] Penelope Pince at Our Fourpence Worth breaks down her no-budget system. [...]</description>
		<content:encoded><![CDATA[<p>[...] Penelope Pince at Our Fourpence Worth breaks down her no-budget system. [...]</p>
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